Visa plugs its payment network into ChatGPT, letting AI agents shop and pay

Visa and OpenAI announced a partnership at Visa’s Payments Forum that embeds Visa’s payment rails directly inside ChatGPT, so AI agents can complete real purchases on a user’s behalf. Transactions run within user-set guardrails — spending limits, merchant restrictions, and approval rules — with tokenized credentials and real-time fraud monitoring. The deal also covers developer and enterprise workflows powered by Codex, and follows OpenAI quietly retiring its earlier Instant Checkout feature in March.